Basic insurance and supplementary insurance

You are required by law to have a Dutch basic insurance. The government determines what care is covered by the basic insurance. This coverage is the same for every health insurer. The differences between the basic insurances lie in the degree of choice in health care providers and the amount of reimbursement when visiting a health care provider who has no contract with Zorg en Zekerheid. The basic insurance covers such care as the general practitioner (GP), hospital care, medication, medical transportation, obstetric care and maternity care.

If you wish to extend your coverage to include care such as physiotherapy treatments, dental care, contraceptives and glasses, you can take out one of our supplementary insurances in addition to your basic insurance.

Good to know

• In cases of urgency, care in any hospital will be fully reimbursed under all our basic insurance policies.
• In our online insurance shop (in Dutch), you can check whether you receive a discount on your health insurance through your employer.